Archives: Solutions

Set yourself up with an ironclad wealth transfer plan.

When you are planning to transfer your wealth, there can be any number of hiccups along the way. By considering all available options and setting up a highly structured and detailed plan, you can breathe easy knowing that the wealth you have spent your life building will serve those you love and care about.

Save your hard-earned wealth through efficient tax planning.

You’ve worked hard for your money, and the last thing you want is to see it all evaporate because of poor tax planning. We ask the right questions. Are you investing in tax-efficient vehicles? Have there been income tax changes that affect your wealth? We can help you make a plan that lets you know that the money you’ve worked hard to earn is going to the right places.

Minimize your tax with efficient corporate structures.

Although you may have set up your business a certain way, there can be many tax benefits to restructuring or adjusting your corporate structure. We help you find out whether or not your corporate structure is tax-effective and suggest strategies that minimize your costs, avoid legal liability, and protect yourself and your assets.

Find the right way to invest and grow your wealth.

A good portfolio is a diverse one. Holding a variety of investment vehicles made of different types of assets can help you yield higher returns in the long term. Whether you choose a low-risk or high-risk option, we can help develop a portfolio that works according to your unique objectives.

Save tax by spending wisely.

When you’re spending your hard-earned wealth, there’s an order of consumption that is generally recommended based on taxation. But which source of money do you tap into first? RRSP? Non-registered account? Matured life policy? We help you map that out. In a sea of confusing options, we bring clarity and pair your portfolio with a strategy that works for you.

Find and keep significant wealth through efficient tax planning.

There’s plenty that can be done and many important questions to ask regarding how you can maximize tax savings. Are you investing in tax-efficient vehicles? Are you extracting cash from your business efficiently? We’ve found that our client’s tax savings are often more significant than returns on even the best investments in answering these questions.

Tax savings for your family.

A Family Trust plan can pass on incredible tax savings to you and your family. If you’re concerned about how much of your company’s wealth will make it into the hands of your children, a Family Trust is something you should strongly consider and something we can help you plan for.

Set your legal affairs in order.

Two of the most important financial documents you sign are a Will that pertains to your assets and dependents, and a Power of Attorney (POA) where a trusted party can represent you in action. Within a Power of Attorney, there are vital considerations for your business and its structure. We can help you tailor legal documents to act in the best interests of you and your business, giving you a solid plan for the future.

Divide your estate equally and fairly.

Estate planning can be uncomfortable, but it’s not just about money. Striking the right balance between personal and business estates can be tricky, especially when dividing multiple heirs. We advise on the best means to split your assets fairly and equitably so that you can ensure your assets, including your business, pass into the right hands and continue to be a part of your legacy.